Study Abroad Counselling
Funding approvals from the right lenders with the right paperwork - delivered by Ratnas Overseas counsellors in Hyderabad, Uppal, Vanasthalipuram, and Hanamkonda, or online.
Education loans bridge the gap between savings and total cost - and the paperwork differs by lender, collateral, and destination. We work with prominent national banks and international NBFCs, help you compare sanction terms, and prepare documentation that clears credit appraisal quickly.
We also align loan evidence with your visa file - several destinations (Canada, Australia, the UK, Germany) accept loan sanctions as part of financial proof, and formatting matters.
Book free counsellingHow it works
Assess your funding gap and collateral position
Lender shortlist with rate and term comparison
Documentation preparation and submission support
Sanction tracking and visa-file alignment
FAQs
Non-collateral loans up to certain limits (commonly INR 40-75 lakh with lenders for listed universities) exist; larger amounts typically need collateral. We assess your case specifically.
Yes in Canada, Australia, the UK, and others - with lender documentation in the required format. We format sanction letters to match each visa authority's checklist.